Guides

    Buying Property in Morocco as a Foreigner: Legal, Tax, and Practical Steps

    Morocco welcomes foreign property owners through a clear, notarized process. This guide covers ownership rights, the steps from offer to title, and the taxes to plan for.

    Ownership and rights

    Foreign nationals can own urban residential and commercial property in full. Title passes through a notary and registers at the land registry (Conservation Foncière). Only agricultural land carries ownership restrictions.

    From offer to keys

    You sign a preliminary contract (compromis) with a deposit, the notary verifies title and clears any charges, then you sign the final deed. Registering the funds with the Office des Changes protects future repatriation.

    Taxes and costs to plan

    Budget registration and notary fees of roughly 5 to 7 percent of the price. Annual housing and municipal taxes stay modest. Capital gains tax applies on resale, with reliefs after a long holding period.

    Frequently asked questions

    Yes, a convertible dirham account. It records your inbound funds and is the channel for any future repatriation.

    Typically four to eight weeks from accepted offer to signed deed, depending on title checks and financing.

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